Creditors must continue to use the Good Faith Estimate, Truth-In-Lending Disclosure and the HUD-1 form for reverse mortgages, HELOCs, mobile home or other non-attached dwelling loans and others NOT covered by TRID.
Housing assistance loans for low- and moderate-income consumers are partially exempt from TRID disclosures, and have specific rules.
Creditors are not required to provide Loan Estimate and Closing Disclosure forms and related booklets and statements for these loans.
"Easy and painless sale of my home. Made sure I was informed every step of the way. Robby made sure what I wanted wasn't put aside and was able to get everything I wanted."
LyndseyColman
"Brenda and her team were very professional and gave great advice. They helped me sell my rental property at the best possible price. They listened to my needs and expectations and helped me through the process. Communication with her team was good and I never had to wait too long for a response. This is the second time I have used the Bianchi Team and I will absolutely use them for any future buying/selling."
lampwick76
"Brenda and Team were thorough and professional. I was extremely happy with the service. I used the flat fee listing service but got more service than i bargained for. I would recommend using her to anyone."
Ivana
"We have used Brenda's team for many years and have always been 100% satisfied ! We received daily updates from their team during the closing process and they promptly addressed any issues that arose. We will definitely continue to use them for all of our future needs."
TammyBerger
"This was a "Best Ever" experience with Your Home Sold Guaranteed Reality! They certainly made it effortless. I had some land in Florida that I was ready to sell, but was getting bored with abundant email, texts, and snail mail from low ballers. Contacted Your Home Sold Guaranteed Reality and they sold it way above the price listed and in just a couple of weeks. My required effort was less than an hour. Great Service!"
Dwain Chap
"I called the company to request someone who would assist me in selling my condo. I am Canadian and of course my condo is in Florida. I asked for someone patient as I was completely ignorant of the process. Brenda herself took care of me - always patient and helpful. She explained exactly what was happening every step of the process and we ended up with a successful sale in a very short time. I was very impressed with her professional manner."
qjswimmer
"We recently sold our Largo, FL home with Brenda Bianchi. We received superb service. We used her before and used her again because of our trust in her and her team. Our children have used her services as well. She gives honest advice & appraisals of property. There were complications with this sale and she was my advocate and ally in all areas. She was fair and represented me in all matters. I recommend her above all other realtors. We have bought and sold houses all over the US and she is one of the best realtors we have worked with."
roncarves37
"Brenda's team managed my rental property for a little over a year before I decided to sell it. The process of selling a rental property during the pandemic was challenging, but her team assisted with the required actions to make this a quick and seamless transaction."
William Henry
"This is the second time I have dealt with Brenda and her crew, once as a purchaser and once as a seller. I have been and continue to be impressed with the degree of integrity, knowledge and "keeping the client involved and informed" that has been my experience with Brenda and all her folks at her agency. She is an effective as a buyer's agent, sellers listing agent and seller. In what best could be described as a 'ho-hum' market she recently sold my property at top price in less than 45 days and made the closing experience smooth and hassle free! I strongly recommend Brenda as your agent whether buying or selling!"
cla206
"We weighed our options for a property manager in the Pinellas County area when we recently purchased our first investment property. We settled on Bianchi because to us they stood out in a number of areas. SERVICE - they were and to this minute, very available to me for any questions. RESULTS - they rented our house in two weeks for exactly the price we requested. COMMUNICATION - I never have to wonder about the status of our tenant, the house, or any situations. They have an awesome app profile as well. Easy call guys, we are very happy!"
Mark Adams
"We've used Bianchi Realty and Property Management for the past 4 years. Every time we need something done they are always right on top of it. We've needed services and replacements for our fridge, AC, garbage disposal, and dishwasher and they immediately contacted the owners about installation. I highly recommend them!"
dianeghughes
"This is the second deal I have done with this company. If I have business in the future, I will again utilize this company. All representatives from the company are consistently courteous, prompt and professional. I would highly recommend them."
Julia Cate
"Brenda has been nice to work with and has a knowledgeable staff in place as well. Not only has she steered us through the obstacles of the buying process but has also assisted in selling too. My wife & I would not hesitate to recommend her."
Dale Kotsch
"My experiences with Brenda Bianchi and her team at Gulf Coast Preferred Reatly began almost ten years ago and I have never been dissapointed. They provide honest feedback and realistic expectations in a shifting market. Selling, buying or renting a home can be very stressful, unless you work with Brenda's team. You'll be as happy as I have been if you choose to work with Gulf Coast Preferred Reatly."
user6756209
"Great Realtor and Broker, I worked with Ken Houseman who did an excellent job helping me sell my house and find my new home. My home was under contract in 8 days. Even there mortgage company they work with Scott Singer Freedom mortgage was top notch. Highly recommended!"
usfbrian07
"Brenda and her team have always been our go-to when it comes to all things real estate. The professionals at Bianchi Realty are dedicated to finding homes that fit our need as well as helping us sell our properties in the past. They've always handled our business transactions as if it were their own- I recommend this company to all of my friends and family looking for a stress free experience!"
broncosdani1
"Have done multiple investments with Brenda and her insight, contacts and general insights are invaluable. Brenda and her company bring quality and with my desire for specific locations - she makes efficient use of my time. Again providing expertise and insight that results in transactions and long term value."
goricardo
"Brenda Bianchi and her team have helped me buy a home, fill it with renters, and manage the property. Their responsiveness, professionalism, and candid advice is outstanding. You will be glad that you chose them because they take care of all your needs."
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